Originate loans.
Fund them with Scayl.

Scayl is a platform that gives Fintech lenders access to scalable debt funding from banks so they can focus on what they do best – growing their business.

Get funding now

For lenders

This is Scayl

The funding partner you need to grow your business. Built with lenders in mind.

Scalable debt funding from banks

We work with a network of banks so you don't have to. Get access to funding from banks regardless of asset class, credit product, jurisdiction, currency or risk segments. Get one point of contact instead of managing multiple relationships.

A screenshot of Scayl's platform showing performance against covenants

Built-in flexibility

Launching a new product? No problem. Moving in to a new market?
Go ahead. Things change - that's why our debt facility adapts to your needs, not the other way around.

Screenshot of Scayl's platform showing loan book

Automatic reporting

Real time monitoring with industry grade automatic reporting means you'll be able to focus on growing your business instead of producing presentations and spreadsheets every month.

How it works

Four steps to funding

No more complex and lengthy processes.
We make it simple to raise debt funding, so you can focus on your business.

01 Funding request

Send us information about your lending programme

We'll get back to you within 24 hours

02 Term sheet

We offer the friendliest term sheet in the market

Fully standardised and ready to be executed

03 API integration

Connect to our APIs with a few lines of code and share data about your loans

Easy and straightforward

04 First funding

Congrats, you're ready to scayl your lending business

All with the help of bank funding

How it works

Four steps to funding

No more complex and lengthy processes.
We make it simple to raise debt funding, so you can focus on your business.

01 Funding request

Send us information about your lending programme

We'll get back to you within 24 hours

02 Term sheet

We offer the friendliest term sheet in the market

Fully standardised and ready to be executed

03 API integration

Connect to our APIs with a few lines of code and share data about your loans

Easy and straightforward

04 First funding

Congrats, you're ready to scayl your lending business

All with the help of bank funding

Key benefits

Simple, transparent & straightforward

Say goodbye to complex financing structures and giving away warrants in your business. Our debt facility is founder friendly and designed for high growth lenders.

10x

Faster time to funding compared to traditional investors

€0

No commitment, unused or exit fees. Only interest

1/10

Setup costs compared to traditional investors

0%

No warrants, you keep the ownership to your company

€50m

Day 1 commitment of up to €50m

95%

Maximum advance rate

€4.3m

€17.8m

scayl

[ skeıl ]

verb (t)

to increase the size, amount, or importance of something, usually a fintech lender.

Get funding now

Multi-stage

A solution for lenders in all stages

No matter if you're just starting out or if you have a few years' of track record, we can provide you with the debt funding you need to continue growing your lending business.

Start-up

If you're just starting your lending business and don't have any track record - we provide you with a €10m day 1 commitment

Scale-up

If you already have some track record and looking to really scale up your business - we provide you with institutional grade funding, but without all the hassle

Growth

If you're an established lender and want to refinance your current debt provider - we provide you with up to €50m of funding

Insights

Blog

scayl was founded to provide fintech lenders with financing structures that fit their business needs. We are a team of ex-fintech operators, Private Credit and Venture Capital investors. We want our customers to thrive by partnering with us and would be thrilled to participate in your journey. Below you will find our latest insights into and thoughts on everything fintech lending so you can get to know us!